There’s nothing like a pot of chili bubbling away on the stovetop to make your home feel warm and welcoming. The rich spices, the tender beans, that meaty tomato base it’s like a hug in a bowl. This is my absolute go-to stovetop chili, packed with flavor and ready to satisfy that comfort food craving.
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Why This Is the Best Homemade Stovetop Chili
This isn’t one of those bland, flat-tasting chilis. Nope. It’s deeply savory, slightly smoky, and perfectly cozy. We’re talking caramelized onions, a rich tomato paste base, and spices that bloom right in the pot. Plus, it’s totally flexible. Want it spicy? Add jalapeños. Prefer ground turkey? Swap it in. It’s the kind of chili that makes you sneak back for seconds, maybe thirds. Especially on a crisp evening or lazy Sunday.

When I’m in full cozy mode, I love pairing it with this cheesy cowboy casserole for the ultimate comfort-food combo. It’s a weeknight dinner dream.
Ingredients You’ll Need
Here’s what goes into this stovetop stunner:
• 1 lb ground beef
• 1 tablespoon olive oil
• 1 medium yellow onion, chopped
• 1½ teaspoons minced garlic
• 3 tablespoons tomato paste
• 1 tablespoon ground cumin
• 1 tablespoon chili powder (or more if you like heat)
• 1 tablespoon brown sugar
• 1 teaspoon dried oregano
• ½ teaspoon salt
• ¼ teaspoon black pepper
• 28 oz can fire-roasted crushed tomatoes
• 15 oz can red kidney beans, drained and rinsed
• 15 oz can pinto beans, drained and rinsed
• 1¾ cups beef broth
• Optional toppings: shredded cheddar, sour cream, chopped green onions, fresh cilantro
And if you’re looking for a meatless version with big flavor, you’ll love this slow cooker lentil taco chili. It’s hearty, spiced just right, and packed with plant protein.
Kitchen Tools That Make It Easier
No fancy gear required, just a few trusty staples:
• Large Dutch oven or heavy-bottomed pot
• Wooden spoon or spatula
• Measuring cups and spoons
• Airtight containers for leftovers (trust me, you’ll want them)

A slow cooker can work too if you’re prepping in the morning, but nothing beats the quick stovetop simmer when you’re craving something fast and cozy.
Step-by-Step Instructions
1. Prep Your Ingredients First
Dice that onion, mince the garlic, and open up those cans. A little prep up front means smooth sailing when you hit the stove.
2. Brown the Meat
Heat the olive oil in your Dutch oven over medium-high heat. Toss in the chopped onion and cook until it softens and turns a little golden, about 2 minutes. Add the ground beef and cook until browned, breaking it apart with your spoon as it cooks. Once it’s fully cooked, drain off any excess fat.
3. Build the Flavor Base
Time for the good stuff. Stir in the garlic and let it cook for 30 seconds just until fragrant. Then add the tomato paste, cumin, chili powder, brown sugar, oregano, salt, and pepper. Stir everything well to coat the beef and bloom those spices for big flavor.
4. Simmer Low and Slow
Pour in the beef broth and scrape up any browned bits from the bottom. Add in the crushed tomatoes and both types of beans. Give it all a stir, bring it to a gentle boil, then reduce the heat to low and cover the pot.
Let it simmer for at least 1 hour, stirring occasionally. For a thicker chili, remove the lid during the last 30 minutes. The longer it simmers, the richer and more magical it becomes.
5. Serve It Up with Toppings
Spoon the chili into big bowls and load it up with your favorite toppings. I’m a shredded cheddar, sour cream, and green onion kind of girl. Tortilla chips for dunking? Always.

And if you’re in the mood for something creamy and comforting on the side, this cheddar garlic herb potato soup is a dreamy pairing.
Chili Variations & Custom Tips
Want to make it yours? Here’s how:
• Use ground turkey or chicken instead of beef
• Add chopped bell peppers or jalapeños for a kick
• Mix in a handful of frozen corn at the end
• Turn leftovers into chili mac or spoon it over baked potatoes
Or serve it on top of rice for a super cozy twist. Honestly, any way you scoop it, it’s a crowd-pleaser.
How to Store & Reheat Chili
This chili tastes even better the next day. Let it cool completely, then store in an airtight container in the fridge for up to 4 days. For longer storage, freeze it in portions for up to 3 months. Reheat gently on the stovetop over medium-low heat, stirring occasionally. If it thickens too much, just splash in a bit of broth or water.
What to Serve With Chili
Keep it simple or go all out. Here are a few favorites:
• Cornbread (classic move)
• Rice or mashed potatoes
• Green salad or tangy slaw
• Tortilla chips or baked sweet potato fries

And of course, pair it with that slow cooker cowboy casserole for a flavor-packed dinner your whole table will devour.
FAQs About Homemade Chili
Can I make it in a slow cooker?
Absolutely. Just brown the meat and aromatics first, then transfer everything to your slow cooker. Let it cook on low for 6–8 hours or high for 3–4 hours.
How do I thicken chili naturally?
Let it simmer uncovered for the last 30 minutes. Tomato paste also helps create a thicker, richer texture.
What makes chili taste richer?
Time and spice layering. Searing the meat well, blooming spices in oil, and simmering low and slow make all the difference.
Your Turn to Cook
That’s it! Your pot of magic awaits. Whether it’s game day, Sunday dinner, or just a Tuesday that needs saving, this stovetop chili brings the warmth every single time. If you try it, let me know how it turned out in the comments or tag me with your cozy bowl.
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Stovetop Chili
- Total Time: 1 hour 20 minutes
- Yield: 6 servings 1x
Description
There’s nothing like a bubbling pot of stovetop chili to make your kitchen smell like home this one’s rich, cozy, and totally crave-worthy with tender beans, bold spices, and a meaty tomato base.
Ingredients
- 1 lb ground beef
- 1 tablespoon olive oil
- 1 medium yellow onion, chopped
- 1½ teaspoons minced garlic
- 3 tablespoons tomato paste
- 1 tablespoon ground cumin
- 1 tablespoon chili powder (or more to taste)
- 1 tablespoon brown sugar
- 1 teaspoon dried oregano
- ½ teaspoon salt
- ¼ teaspoon black pepper
- 28 oz can fire-roasted crushed tomatoes
- 15 oz can red kidney beans, drained and rinsed
- 15 oz can pinto beans, drained and rinsed
- 1¾ cups beef broth
- Optional toppings: shredded cheddar, sour cream, chopped green onions, fresh cilantro
Instructions
- Dice onion, mince garlic, and prep your ingredients.
- Heat olive oil in a Dutch oven over medium-high. Sauté onion until softened, about 2 minutes. Add ground beef and cook until browned. Drain excess fat.
- Add garlic and cook 30 seconds. Stir in tomato paste, cumin, chili powder, brown sugar, oregano, salt, and pepper to coat beef and bloom spices.
- Pour in beef broth, scraping the bottom of the pot. Add tomatoes, kidney beans, and pinto beans. Stir well.
- Bring to a gentle boil, then reduce heat to low. Cover and simmer for at least 1 hour, stirring occasionally. Uncover for the last 30 minutes for thicker chili.
- Spoon into bowls and top with your favorites like shredded cheddar, sour cream, and green onions. Serve with tortilla chips or cornbread.
Notes
Chili thickens and deepens in flavor over time leftovers are even better! Customize with ground turkey, bell peppers, jalapeños, or frozen corn. Perfect over rice, potatoes, or straight from the bowl.
- Prep Time: 10 minutes
- Cook Time: 1 hour 10 minutes
- Category: Main Course
- Method: Stovetop
- Cuisine: American
Nutrition
- Serving Size: 1 bowl
- Calories: 360
- Sugar: 6g
- Sodium: 800mg
- Fat: 18g
- Saturated Fat: 6g
- Unsaturated Fat: 10g
- Trans Fat: 0g
- Carbohydrates: 30g
- Fiber: 8g
- Protein: 22g
- Cholesterol: 45mg
